phspins Terms & Conditions

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," or "you") and phspins ("phspins," "we," "us," or "our") governing your access to and use of the phspins online gaming platform, including all games, features, promotions, and services available at phspins.app (the "Platform").

By registering an account, accessing the Platform, or using any phspins service, you confirm that you have read, understood, and agree to be bound by these Terms in their entirety, together with our Privacy Policy and Responsible Gaming Policy, which are incorporated herein by reference. If you do not agree to these Terms, you must immediately cease using the phspins Platform.

Access to and use of the phspins Platform is subject to the following eligibility requirements, which must be satisfied at all times:

• You must be at least 21 years of age, in accordance with Philippine gambling regulations and PAGCOR guidelines applicable to online gaming platforms.
• You must be physically located in a jurisdiction where online gambling is legal at the time of play.
• You must not be a resident of any jurisdiction where online gambling is prohibited by applicable law.
• You must not be a current employee, contractor, director, or officer of phspins, or an immediate family member of any such person.
• You must not be subject to any self-exclusion order, whether voluntary or imposed by phspins or any regulatory authority.
• You must have full legal capacity to enter into a binding agreement under Philippine law.

To access the full features of the phspins Platform, you must register a player account. The following conditions apply to account registration and maintenance:

Each player is permitted to maintain only one (1) active phspins account. The creation of multiple accounts by a single individual is strictly prohibited and constitutes grounds for immediate account suspension and forfeiture of all associated balances. If you discover that you have inadvertently created duplicate accounts, you must notify phspins customer support immediately.

You agree to provide accurate, current, and complete information during registration and to update such information promptly if it changes. phspins relies on the information you provide for identity verification, payment processing, and regulatory compliance. Providing false or misleading information is a material breach of these Terms.

You are solely responsible for maintaining the confidentiality of your phspins account credentials, including your username, password, and any two-factor authentication codes. You agree to notify phspins immediately upon becoming aware of any unauthorized access to or use of your account. phspins shall not be liable for any loss or damage arising from your failure to maintain account security.

phspins is required by applicable regulations to conduct Know Your Customer (KYC) verification. You may be required to submit identity documents, proof of address, and payment method verification before withdrawals are processed or at any other time phspins deems necessary. Failure to complete KYC verification within the specified timeframe may result in account restrictions.

phspins accepts deposits via the following payment methods approved for use by Filipino players in accordance with Philippine payment regulations:

• GCash (minimum deposit: ₱100)
• PayMaya / Maya
• Bank transfer via BPI, BDO, Metrobank, UnionBank, Landbank, PNB, and Security Bank
• Debit card (Visa/Mastercard debit only)

All deposits are processed in Philippine Peso (PHP / ₱). Deposits are generally credited to your phspins account instantly or within a few minutes, depending on the payment method used. phspins does not charge fees for standard deposits; however, your payment provider may apply their own transaction fees.

phspins reserves the right to conduct additional verification on deposits that appear unusual or inconsistent with your account history. Deposits made using payment methods not registered in your name may be declined and returned pending verification.

Withdrawal requests from your phspins account are subject to the following conditions:

• Your account must be fully verified (KYC complete) before any withdrawal is processed.
• Withdrawals will be processed to the same payment method used for your most recent deposit, where technically possible, to comply with anti-money laundering requirements.
• Minimum withdrawal amount is ₱500. Maximum withdrawal limits may apply depending on your account verification level and VIP tier.
• Withdrawal requests are typically processed within 24 hours. GCash and PayMaya withdrawals are generally completed within minutes of processing. Bank transfer withdrawals may take 1–3 business days.
• phspins reserves the right to request additional documentation before processing any withdrawal, particularly for large amounts or accounts with unusual activity patterns.
• Any active bonus wagering requirements must be fulfilled before a withdrawal can be processed from a bonus-funded balance.

phspins offers various bonuses and promotional offers to eligible players. All bonuses are subject to the following general terms, in addition to any specific terms attached to individual promotions:

All bonuses awarded by phspins are subject to wagering requirements unless explicitly stated otherwise. The applicable wagering requirement will be specified in the individual promotion terms. Wagering requirements must be met within the specified validity period; failure to do so will result in forfeiture of the bonus and any winnings derived therefrom.

Bonuses are available to eligible players only. phspins reserves the right to determine eligibility at its sole discretion. Players who have self-excluded or set deposit limits that prevent bonus participation may not be eligible for certain promotions. Bonuses may not be combined unless explicitly stated in the promotion terms.

phspins actively monitors for bonus abuse, including but not limited to: creating multiple accounts to claim bonuses multiple times, using automated software to exploit bonus terms, and coordinated play designed to circumvent wagering requirements. Any player found to be abusing phspins bonus offers will have their account suspended and all bonus-derived winnings forfeited.

All games available on the phspins Platform are governed by individual game rules, which are accessible within each game. The following general gameplay rules apply across all phspins games:

• All RNG-based games use certified random number generation systems that have been independently tested for fairness and compliance with industry standards.
• Live dealer games are conducted by professional dealers in real-time from certified studio environments. The outcome of live dealer games is determined by physical game equipment and is not subject to RNG systems.
• In the event of a technical malfunction during gameplay, phspins reserves the right to void the affected round and return the wagered amount to the player's account. phspins shall not be liable for any losses arising from technical malfunctions beyond its reasonable control.
• phspins reserves the right to void any bet or game result that is the product of a software error, miscalculation, or any other technical fault.
• Players are responsible for ensuring they have a stable internet connection before commencing play. phspins is not responsible for losses incurred due to connectivity issues on the player's end.

The following conduct is strictly prohibited on the phspins Platform and constitutes grounds for immediate account suspension, forfeiture of balances, and potential legal action:

• Using automated software, bots, scripts, or any other artificial means to interact with the Platform or gain an unfair advantage in any game.
• Colluding with other players to manipulate game outcomes, particularly in live dealer or multiplayer games.
• Engaging in any form of fraud, including but not limited to: using stolen payment credentials, identity fraud, or chargeback fraud.
• Attempting to exploit software bugs, glitches, or vulnerabilities in the Platform.
• Engaging in money laundering or any other illegal financial activity through the phspins Platform.
• Harassing, threatening, or abusing phspins staff, customer support agents, or other players.
• Accessing the Platform from a jurisdiction where online gambling is prohibited.
• Allowing any third party to access or use your phspins account.

phspins is committed to promoting responsible gaming and providing tools to help players maintain control over their gambling activity. The following responsible gaming tools are available to all phspins account holders:

• Deposit Limits: Set daily, weekly, or monthly deposit limits on your account.
• Loss Limits: Set limits on the amount you can lose within a specified period.
• Session Time Limits: Set limits on the duration of individual gaming sessions.
• Reality Checks: Receive periodic reminders of time spent playing.
• Self-Exclusion: Temporarily or permanently exclude yourself from the phspins Platform.
• Account Cooling-Off: Take a short break from gaming without full self-exclusion.

The collection, use, and protection of your personal data by phspins is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the phspins Platform, you consent to the collection and processing of your personal data as described in the Privacy Policy. phspins processes personal data in accordance with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173) and its implementing rules and regulations.

phspins collects personal data necessary for account registration, identity verification, payment processing, regulatory compliance, and the provision of customer support. We do not sell your personal data to third parties. Data may be shared with payment processors, game providers, and regulatory authorities as required by law or necessary for the provision of our services.

To the maximum extent permitted by applicable Philippine law, phspins, its directors, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Platform, including but not limited to: loss of winnings, loss of data, loss of goodwill, or any other intangible losses.

phspins's total aggregate liability to you for any claim arising out of or relating to these Terms or your use of the Platform shall not exceed the total amount deposited by you into your phspins account in the thirty (30) days immediately preceding the event giving rise to the claim.

phspins does not warrant that the Platform will be uninterrupted, error-free, or free from viruses or other harmful components. The Platform is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, to the fullest extent permissible under applicable law.

phspins reserves the right to suspend or terminate your account at any time, with or without prior notice, for any of the following reasons:

• Breach of any provision of these Terms.
• Failure to complete identity verification (KYC) within the required timeframe.
• Suspected fraudulent, illegal, or abusive activity.
• Account inactivity for a period exceeding twelve (12) consecutive months.
• Receipt of a self-exclusion request from the account holder.
• Regulatory requirement or instruction from a competent authority.

Upon termination, any real-money balance remaining in your account (after deduction of any bonus funds subject to forfeiture) will be returned to you via your registered payment method, subject to completion of any outstanding verification requirements. Accounts terminated for fraud or Terms violations may have their balances forfeited in full.

You may close your phspins account at any time by contacting customer support. Account closure requests are processed within 5 business days. Any pending withdrawal requests at the time of closure will be processed in the normal course.

These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions. Any dispute, controversy, or claim arising out of or relating to these Terms, or the breach, termination, or invalidity thereof, shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.

Before initiating any formal legal proceedings, you agree to first contact phspins customer support to attempt to resolve the dispute informally. phspins will make reasonable efforts to resolve any complaint or dispute within 30 days of receipt. If informal resolution is not achieved, either party may pursue formal legal remedies as provided under Philippine law.

phspins operates within the regulatory framework overseen by PAGCOR. Players who believe their complaint has not been adequately addressed by phspins may escalate their complaint to the relevant regulatory authority in accordance with applicable procedures.

phspins reserves the right to amend, modify, or update these Terms at any time. When material changes are made, phspins will notify registered players via email or a prominent notice on the Platform at least seven (7) days before the changes take effect, except where immediate changes are required by law or regulatory directive.

Your continued use of the phspins Platform after the effective date of any amended Terms constitutes your acceptance of the revised Terms. If you do not agree to the amended Terms, you must cease using the Platform and may request account closure in accordance with Section 12 of these Terms.

The most current version of these Terms is always available on the phspins Platform. The "Last Updated" date at the top of this page indicates when the Terms were most recently revised. We encourage you to review these Terms periodically to stay informed of your rights and obligations as a phspins player.